Financial Solutions OUTside the Box
Unclaimed Potential Income Tax Return Due to You!
April 1, 2019
How is FORVAN Financial Firm Inc. Different?
January 26, 2017
The Relationship between Mental Health and Credit Scores
September 13, 2016
Divorce does Not Have to Destroy Your Credit
February 12, 2014
Let's Talk About Credit
November 23, 2012
Why not leverage credit to create wealth instead of creating more debt to finance liabilities?
June 8, 2012
Financial Services Underwriting Basics Understanding the 5 C’s of Credit!
May 15, 2012
The History of Credit Timeline
April 25, 2012
FORVAN Financial Firm Inc
January 25, 2012
What is your credit score?
How well do you manage the credit that is advanced to you?
Do you make your minimum payments on time?
Do you remain under 35% on your revolving credit trade line balances?
Do you have accounts in collections
CapacityYour ability to repay loans
The most critical of the 5 C’s
Screening through application of debt service ratios
Careful review of your payment history on existing credit relationship
The guarantee i.e. the vehicle, the property
The value, location, characteristics of the property
The general impression of how trustworthy you are to repay loans
Your length of employment by component of borrowing character
The amount of money that you have invested in the property