Frequently asked Questions

What Makes FORVAN Financial Firm Inc. Unique?

Financial Solutions OUTside the Box

1. How are you different from other financial services?

2. What is the difference between a consumer proposal and credit counseling?

3. How long does it take to repair my credit?

4. I am new to the country and do not understand the credit system can you help me establish credit?

5. I have been turned down for loans in the past because I do not have credit, why do I need to have credit in order to be approved for a loan?

6. I recently received a Lump sum of money from a settlement and decided to pay off some old debts, however my credit was negatively impacted as a result why?

7. I don't understand why I have a low credit score when I pay off my entire credit balances?

8. Why is it that my friend who filed for Bankruptcy 11 months ago was able to get a mortgage and I was not able to refinance my mortgage while under a consumer proposal?

9. I had excellent credit based on what I was told by most banks (720 Beacon score) and recently decided to close some of my credit accounts and a line a credit that I had for 10 years, to my surprise my credit score was negatively affected why?

10. My sister filed for Bankruptcy one week and was able to go out and purchase a fairly new car in her name only the very next week, how is this possible?

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157 Harwood Ave. N. Suite 211

Ajax ON

L1Z 0B6



Debt restructuring options that protect your credit portfolio.



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